What is Collector Car Insurance?
Collector car insurance gives your vintage, classic, or specialty vehicle the extra attention and protection it deserves. Unlike standard auto policies, our coverage is tailored to meet the unique needs and value of your prized ride. Cruise confidently, knowing your investment is protected.
Insure Your Collector Car From:
Agreed Value Loss
Collision & Physical Damage
Theft & Vandalism
Liability for Events & Shows
Spare Parts Coverage
Roadside Assistance
FAQ
What qualifies as a collector car?
Collector car insurance typically covers classic cars, antiques, hot rods, muscle cars, exotics, and other vehicles that are not daily drivers. Eligibility depends on age, condition, and usage.
How is agreed value determined?
Agreed value is set between you and the insurer based on your car’s condition, appraisals, and market value—so you’re protected for the full amount in the event of a total loss.
Can I drive my collector car daily?
Most collector car policies require vehicles to be used for limited pleasure driving, shows, and parades—not as daily transportation. Check your policy for mileage and usage limits.
Are spare parts and accessories covered?
Yes, many collector policies include coverage for spare parts, restoration materials, and sometimes even automotive memorabilia related to your insured vehicle.